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• How did Bankruptcy Laws Change in 2005?  -  Many changes to bankruptcy laws went into effect in October 2005. Learn what those changes were.
• What is Bankruptcy?  -  Bankruptcy is a federal procedure that allows you to get a fresh financial start in certain circumstances. If your debts are "discharged" in bankruptcy, you do not have to pay the debts.
• Chapter 7 or 13-Which is Best?  -  Chapter 7 allows you to get rid of many of your debts. Chapter 13 allows you to repay all or part of your debts in installments. Which one you would file will depend on your circumstances.
• Should I file Bankruptcy?  -  Bankruptcy can be a very good option for some people, but it is not always the best option. It will depend on your particular situation.
• Keeping Your Home and Car in Bankruptcy  -  You may be able to keep your home and your car when you file bankruptcy. It will depend on several things, including whether you are able to pay the debts on these items, and how willing the lenders are to work with you.
• How Will Bankruptcy Affect me in the Future?  -  Bankruptcy can be very helpful in dealing with your financial problems, but it also harms your credit.
• What if Someone Who Owes Me Money Files Bankruptcy?  -  You might be out of luck, and you will never get your money. However, you may be able to get some or all of your money even if the person files bankruptcy.
• Can I Discharge a Student Loan in Bankruptcy?  -  As a general rule, student loans are not discharged in bankruptcy. In other words, while the bankruptcy may relieve you of responsibility for most debts, you will still owe your student loans.
• ¿Como cambiaron las leyes de la Insolvencia en el 2005?  -  (Bankruptcy changes in 205)

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